Consumer Loan - RHAND Credit Union

Helping you get the life you want

Consolidate debts, pay for education expenses, or take a well-deserved vacation with a consumer loan from RHAND.

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The RHAND difference

Your loan, your terms
We partner with you to create a personalized repayment plan that works best for you.

Honesty is the best policy
We make our loan process as transparent and honest as we can. All costs are laid out upfront with no hidden fees.

Free life insurance coverage
Get peace of mind with our free life insurance coverage. Clears any loan balance (up to TTD $100,000) and ensures your shares go to your chosen beneficiary in the event of your death.

Triple the benefits

Get 3 times your shares for any of the following expenses,
and even for emergencies you cannot predict

Business funding

Don’t let money hold you back. Get the funds you need to start your new business or upgrade your existing one.

Debt consolidation

We all need a little help sometimes! Ease your stress with our debt consolidation services.

Educational expenses

Whether you’re an undergrad student or a parent helping your child, our flexible school tuition loans can help.

Medical expenses

Life is full of surprises. Meet unforeseen circumstances and cover medical expenses with peace of mind.

Home improvement

Build your dream home today. Get the cash you need to jumpstart your home repairs and renovations.

Vacation expenses

Take a vacation loan from RHAND and cover travel-related expenses like plane tickets, hotels, or spending money.

What you’ll need

Recent payslip
Job letter (not more than 3 months old)**
Form of photo ID
Utility bill (WASA, TTEC, Telephone Land Line bill, Cable less than 3 months old)
Documentation (eg. invoice, letter, etc) regarding the purpose of your loan

** Required only if you haven’t borrowed from us in recent years OR if you changed jobs