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Discover Convenience, Discover Ease

From seamless transactions and secure digital solutions to the ease of automation, our offerings cater to your diverse needs. Your one-stop solution is here, making your life easier, one service at a time.
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Automated Clearing House (ACH)

A secure service that allows you to transfer available funds from your RHAND account to any local banking institution (FCB, Republic, RBC, or Scotiabank). This service is free to use and starts a minimum of $1,000. To access this service please provide:

  • Completed ACH Form. 1 form of valid Identification.
  • A selfie holding the Identification used (for emailed submissions).
  • The photo should clearly show your face and the Identification being submitted.

Completed documents can be submitted (with necessary supports) to: memberrelations@rhand.org.tt

Please Note: Transfer time may vary (8-24 hrs), depending on the institution.

RHAND Internet Banking

Secure internet access to your account information in real time as well as online statements.

You can also perform transfers between your accounts and to accounts of other members.

Our high encryption security ensures that your information is always protected having 24-hour access from anywhere.

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Active Card

The LinCU branded Chip Prepaid MasterCard with great features such as:

  • Online shopping
  • Up to 5 co-cards
  • Check your balance at ATMs
  • Make deposits at any branch of the Credit Union
  • Online statements
  • Chip and pin security
Active Card FAQs

The best solutions for you

ACH Direct Deposit

A secure service that allows you to transfer funds from any local banking institution (FCB, Republic, RBC, or Scotiabank) to your RHAND account. This service may incur a fee and/or carry a limit on the amount that can be transferred (please contact your bank for details). To access this service please:
  • Sign-in to your banking institution’s Online Banking.
  • FCB account holders – choose RHAND as a payee and follow the instructions provided by your banker.
  • All other banking institutions – follow the instructions provided by your banker and insert the RHAND Account Details.
  • Notice of successful transfers must be emailed to: directdeposit@rhand.org.tt. The email must include:
    • Member’s name and RHAND account number.
    • Member’s bank Total amount and date of transfer.
    • How the funds should be disbursed (I.e. Shares, FIP, Loan, etc…)

Please Note: Transfer time may vary (approximately 7 working days), depending on the institution.

RHAND Telebanking

A secure automated telephone banking service that enables members to access account balances via the telephone. With a PIN known only to you, gain easy access to your RHAND account information (shares, deposits, loan balances). This facility is available worldwide 24 hours a day.

Visit any of our branches and request your pin today.

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Become a member

Experience the RHAND Credit Union difference with excellent options tailored for every stage of your life, the conveniences you expect, and local, personalized service.
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