Whether you’re a young couple getting ready to start a new chapter, a young adult preparing to save for the future, or planning for retirement, we have financial options for every stage of your life!
People helping people
We’re helping thousands of members get a headstart on life and their dreams.
Click below to learn what our personalized member services can do for you.
LATEST NEWS
Financial options
for every lifestyle
Savings & Deposits
Achieve your short or long to medium term goals with our saving and deposit accounts. Let us help you find the right match!
Group Health Plans
We offer members and their families access to medical benefits at $400,000 with 3-year renewable, dental, vision and life insurance coverage, annual medicals, and more!
MAX Loans
Our suite of MAX Loans offers flexible repayment terms, no frustrating fees and free life insurance coverage on loan balances. Getting a loan for that new business or vehicle you’ve been saving up for just got easier!
Online Banking
Access your account information and online statements anywhere at any time. Perform transfers between your accounts and to accounts of other members. Our high encryption security ensures that your information is always protected!
Prepaid MasterCard
Our LinCU branded Chip Prepaid MasterCard allows you to shop online, check your balance at ATMs, make deposits at any of our branches, and more!
Time to flex your time deposit
With superior interest rates, coupled with flexibility, convenience and affordability, our FLEXDeposit is a great investment facility for the medium to long term.
Go places with MAX auto
Let us help you get on the road. Enjoy up to 100% financing and a great rate, plus tons of features to help you get to your destination faster.
Why choose RHAND?
We’re your partner
We’re not just a credit union. We’re your partner. Becoming a RHAND member means always having someone to help you through your financial decisions.
We work for you
Your success is our success. We’re committed to providing you with the tools and resources to help you get where you want to go in life.
We’re accessible
We go wherever you go. Access our services online or your phone 24×7. Get even more out of life with our prepaid Mastercard, and let the good times roll.
Member services
Our wide range of services and products help you get the most out of life with better savings rates, lower loan rates and reduced fees.
Member benefits
Access loans with flexible repayment terms, free life insurance, competitive interest rates, and more when you join Rhand!
Member resources
A comprehensive suite of education tools and articles designed to boost your financial savviness. Start exploring your pathways to financial freedom today!
Young adults
We’re here to help you prepare for the future! Learn how to wisely manage your money and save.
Moving Forward Loan
Purchase a vehicle, pay off debts or begin home renovations with our personal loans of up to $150,000
Latest news & events
Stay up to date with our latest news and events and never miss a beat!
Change in Office Hours – POS Office ONLY (23.03.23)
Change in Office Hours – POS Office ONLY 22nd March, 2023. Dear Members, Our Port of Spain Office will open…
RE-OPENING OF NOMINATIONS
RE-OPENING OF NOMINATIONS Members, due to the shortfall of Nominations received from the Nomination Campaign AGM 2023 which closed on…
Office Closure JAN 19-20,02023
Office Closure 18th January, 2023. Dear Members, Please note the following changes to our Hours of Operation on Thursday 19…
