Join thousands of members who have worked with us to finance their vehicles and enjoy some of the best interest rates and perks available nationwide.
Whether it’s your first car, an upgrade, or a vehicle for your business, we’ve got a plan that works for you. We’re ready; are you?
Got your eyes on a new car at the dealership? Or maybe a local or foreign used vehicle? No matter what your preference, we’ve got you covered.
Our plans give you the peace of mind to buy your dream car at an affordable rate while building equity everytime you pay.
REPAYMENT
Up to 84 months repayment for new private (registered P) vehicles.
Up to 60 months repayment for new commercial vehicles (registered T, H, or R)
INTEREST
Fixed Interest rate of 9.0% APR.
QUALIFYING REQUIREMENTS
An encumbered share savings requirement of 5% of the purchase price.
Debt-to-service ratio not exceeding 45%*
REPAYMENT
Up to 72 months repayment for used private (P) vehicles below 4 years.
Up to 48 months repayment for used commercial vehicles (T, H, or R) < 5 years.
INTEREST
Interest rate of 10.5% for foreign vehicles and upto 12.0% APR for local models.
QUALIFYING REQUIREMENTS
An encumbered share savings requirement of 10% of the purchase price.
Debt-to-service ratio not exceeding 45%**
* Special conditions apply; Loans subject to normal lending criteria
** Retirees subject to shortened loan terms based on income/age/risk exposure
