*Conditions apply. Members may still qualify for a mortgage loan at a higher rate.
Are you interested in a mortgage for the following reasons?
- Purchase a house and land
- Purchase land alone
- Purchase a share in a property
- Complete renovations
- Construction
- Consolidate other debts
Did you know that you can use the equity in your property to finance a multitude of needs? At RHAND, we've got the right deal for you. Our Mortgage Loan comes with additional benefits you can only dream of.
Benefits Include:
- No penalties on lump-sum payments
- No processing fees
- Mortgage application includes sign up for a regular consumer loan with a repayment term of no more than 24 months. Funds can be used toward the purchase of household furniture, appliances or to meet living expenses
- Group rates with Beacon for house insurance
Additional Requirements
Apart from the basics you will also need:
- Copy of Mortgage Deed or Title Deed to the property/Certificate of Title, Valuation Report (should not be more than six months old) must be prepared by a recognized Valuator
- WASA Clearance Certificate
- Copies of applicable up-to-date receipts for Land & Building taxes, lease rent, water rates, and maintenance fees
- Full Comprehensive Homeowner’s Fire Insurance
Land Loans:
- Cadastral Sheet approved by Town & Country
Home Construction and Renovation Loans:
- Approved building plans
- Detailed Builder’s Estimate
- Contractor’s All Risk Insurance
- Quantity Surveyor’s Report
Contact us to see how much you can quality for.
Residential House & Land Loan Term: 360 months
Residential Land Loan Term: 180 months
Rates as low as:
5.25%
*Special Conditions Apply: (i) Subject to salary deduction only, (ii) assignment of life insurance, (iii) other normal lending conditions apply
