NOTICE OF THE 78^th ANNUAL GENERAL MEETING

Notice is hereby given that the 78th Annual General Meeting of RHAND Credit Union Co-operative Society Limited will be held on Saturday 25th April, 2026, commencing at 1:00pm.

The meeting will be held using a hybrid format:

1. Virtually through the internet via links provided to a closed Zoom meeting portal; and
2. Simultaneously in-person with limited seating available at the following two (2)venues:
   1. Trinidad (host location) – Police Credit Union Flagship Building, Eastern Main Road, Barataria and;
   2. Tobago – Shaw Park Cultural Complex, Tobago

AGENDA

1. Adoption of the Standing Orders
2. President’s Address
3. Minutes of the 77th Annual General Meeting of 10th May 2025
4. Minutes of the Special General Meeting of 18th September 2025
5. Matters Arising out of the Minutes of the General Meetings
6. Reports 2025
   • Board of Directors
   • Education Committee
   • Credit Committee
   • Supervisory Committee
   • Independent Auditors
   • Financial Statements
   • Nominating Committee
7. Election of Officers for the 2026/2027 Term
8. 2026 Quantitative Objectives, Proposed Capital Expenditure and Financial Projections
9. Amendments to the Bye-Laws
10. Motions
11. Resolutions
12. Other Business

Dated this 27th day of March 2026 BY ORDER OF THE BOARD,

 

Brian Bernard Caesar

Secretary – Board of Directors

NOTE

1. Members wishing to participate in the AGM must preregister online via our AGM registration portal on our website https://rhand.org.tt or email at agm@rhand.org.tt along with your name, contact number, date of birth, and a copy of valid identification. Members can also register by calling 62-RHAND ext. 1271 – 1273. Or visiting any Branch where the necessary assistance would be provided
2. Preregistration will end on Monday 20th April 2026 at 4:00pm.
3. Members will have the option to select the preference of their attendance, that is, either virtually or in-person
4. Members who registered to participate virtually will not be allowed to attend in-person. Likewise, members who registered to participate physically will not be allowed to attend virtually.
5. We encourage members who wish to attend the in-person meeting to reserve their seats in advance. As seating is limited, reservations will be

   accommodated on a first-come, first-served basis.

6. Only registered members will be emailed a link, with the accompanying instructions to access the virtual meeting.

7. The voting will be done electronically. As such, all members must preregister with a valid email address and a mobile phone number.

8. Please use a reliable and functioning email address to preregister for virtual attendance. The Zoom link to join the meeting will be sent to the email used for preregistration.

9. The 2025 Annual Report is available for download on our website https://rhand.org.tt/.