What is 5pm at 5AM?
Your business can be making money and still have questions about money.
How should customers pay you? How do you manage cash flow? What happens when business slows down? What do you need before approaching a lender? And how do you know when you’re financially ready to grow?
5pm at 5AM brings entrepreneurs and financial professionals together for a relaxed, practical conversation about the money behind the business.
Join us in-person at 5AM Club or tune in live via Zoom
- ✓ Digital Payments
- ✓ Cash flow & Business Management
- ✓ Saving & Emergency Funds
- ✓ Accessing Financing
- ✓ Growing & Scaling
The money behind your business
GET PAID
Make it easier for customers to pay you and understand the digital payment options available.
MANAGE IT
Get clearer about cash flow, banking, saving and where your business money is going.
PROTECT IT
Prepare for slow periods, emergencies and unexpected business expenses.
ACCESS MORE
Understand what lenders look for and what you should have in place before applying.
GROW
Know when your business is financially ready to make its next move.
Why Join the Conversation?
DO NOT REMOVE THIS SECTION
Frequently Asked Questions
Who is 5pm at 5AM for?
5pm at 5AM is for small and micro-business owners, side-hustlers, self-employed professionals and entrepreneurs who want to better understand the money side of running and growing a business.
Do I have to be a RHAND member?
No. You do not have to be a RHAND Credit Union member to attend. The event is open to anyone interested in building and managing their business.
Is there a cost to attend?
No. Attendance is completely free, but registration is required.
Do I need to own a registered business?
No. Your business does not need to be formally registered. Whether you run a side hustle, have recently started selling, or already operate an established business, you’re welcome to attend.
Can I attend online?
Yes. 5pm at 5AM will also be streamed live via Zoom. Select the online attendance option when registering and you’ll receive the information you need to join.
Is in-person attendance limited?
Yes. 5AM Club can accommodate approximately 60 attendees, so in-person spaces are limited. Registration is required to secure your spot.
Can I submit a question for the panel?
Yes! We want the conversation to reflect the real questions business owners have. You’ll have an opportunity to submit a question for the panel when you register.
Will refreshments be provided?
Yes. Tea, coffee, drinks and light eats will be provided during the event.
Where is 5AM Club?
5AM Club is located on Carlos Street, Ariapita Avenue, Port of Spain.
How long will the event run?
The event will run for approximately 3 hours, from 5:00 p.m. to 8:00 p.m., including the panel conversation, audience interaction and networking.
